CU Xpress Lease is the nation's premier auto lease program for credit unions. Featuring a portfolio exceeding $4 billion and more than 95,000 vehicles, our program allows credit unions to compete at the highest level as a full service lender while incrementally capturing more loans at the point of sale. Auto leasing can represent up to 70% of the new vehicle market*. Because dealers typically have just 1-2 programs to choose from, leasing is a much less competitive market than traditional auto loans.
By partnering with CU Xpress Lease, credit unions have an excellent opportunity to enter the highly profitable and exclusive lease market while experiencing the benefit of incremental loan growth and streamlined efficiency.
Your members benefit through flexible lease payments, terms and mileage allowances along with access to lease specials on high quality vehicles. Unlike many traditional or newly created loan products, leasing has proven to be highly profitable and sustainable over several decades. More importantly, trending analysis regarding lease market penetration along with consumer spending patterns reflects a future that will be in demand and poised for continued growth.
To start growing your loan portfolio today, call (631) 454-7500 Option 4 or email info@groovecar.com
*In select markets
Programs & Highlights
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Average
FICO Score
LTB
(look to book)
Month
average term
Expanded
cross-selling opportunites
Part of the GrooveCar Family of Brands






Tap Into a new market – up to 60% of new vehicles are leases


We manage the
disposition of vehicles
at lease maturity
& are 100% responsible
for vehicles’ residual
value and any
excess wear & tear
